Please read these Terms and Conditions carefully as they apply to your use of this site. By using this site, you agree at all times during your use of this site to abide by these terms and conditions of use and any additions or amendments to these terms and all applicable laws and regulations. Please read the terms of use carefully. Phoenix Aviation Managers, Inc. reserves the right at its sole and absolute discretion, to change, modify, add, or remove portions of these terms at any time. In addition, when using this site or a service of this site, you will be subject to any posted guidelines, rules or policies for the service. Those guidelines, rules and policies, whether now existing or adopted in the future, are incorporated by reference into these terms of use. . If you do not agree with all of these Terms and Conditions, do not access or otherwise use this website or any information contained on the website.

PROPRIETARY RIGHTS

Phoenix Aviation Managers, Inc. maintains this Internet site as a service to its clients, prospective clients, agents and brokers as well as the aviation community in general. The selection, arrangement and design of the contents of this Internet site, as well as the original contents and some of the information contained within are the property of Phoenix Aviation Managers and protected by copyright, trademark and other intellectual property and proprietary rights. Other product and company names mentioned herein might be the trademarks or service marks of their respective owners or the property of our suppliers This site and its contents (or from any other website maintained by us) may not be reproduced, copied, displayed, modified, transmitted, re-published, uploaded, posted, distributed, sold, broadcast or publicly displayed, other than for your own personal non-commercial use, in whole or in part in any manner except as expressly permitted by the prior written consent of Phoenix Aviation Managers, Inc.. You must keep intact all copyright and other proprietary notices. Also, you may not provide a link to our site without our prior written permission. For permission contact:

Phoenix Aviation Managers, Inc.

permission@phoenixaviationmgrs.com

PRIVACY STATEMENT AND NOTICE.

Phoenix Aviation Managers does not share with any non-affiliated person or entity any information provided by a user of this website unless otherwise required or allowed to do so by law. In general, any information provided to us, will only be used by ourselves, our agents and service providers. Our physical, electronic and procedural safeguards are designed to protect personally identifiable information that you provide us through this web site.

We may need to share your information with others in order to fulfill your requests, but we will share it only with persons or companies with a legitimate business reason to have your information. However, any communications and material you send to this site or to Phoenix Aviation Managers, inc. by Internet electronic mail are on a non-confidential basis.

In an attempt to protect your privacy, our e-mail responses will not include personal account information such as social security numbers or account numbers.

DATA SECURITY

Phoenix Aviation Managers cannot provide any assurance of privacy over a network that is not a secure network or over a network that we do not control. The Internet is not a secure network and, aside from our own servers, not within our control. We have what we believe to be reasonable security measures to protect the loss, misuse, and alteration of the information under our control. While we take steps we believe to be reasonable to protect the integrity and security of our network and systems, we cannot guarantee that our security measures will prevent third-party "hackers" from illegally obtaining this information.

Messages traveling through the Internet using your Internet provider's e-mail process are subject to viewing, alteration and copying. We are not responsible for the security or confidentiality of communications you send to Phoenix Aviation Managers through the Internet using the e-mail process.

DISCLAIMER AS TO LINKS TO THIRD PARTY SITES

The Phoenix Aviation Managers Website may contain links to third party sites. These links are provided solely as a convenience to facilitate your access to external or third party web sites, and Phoenix Aviation Managers is not responsible for these other, linked web sites, including the privacy practices of such other web sites. Phoenix Aviation Managers does not endorse or make any representation with respect to such third-party sites. If you access linked thirdparty sites, you do so at your own risk.

These sites may contain information or material that some people may find inappropriate or offensive. These linked external or third party web sites are not controlled by Phoenix Aviation Managers and, therefore, we are not responsible for the accuracy, copyright compliance, legality, decency, or any other aspect of the content of such sites. And they are not subject to this Privacy Policy. You should consult the online privacy policies posted on these third party sites to determine how your personal information may be utilized by the proprietors of those third party sites. Phoenix Aviation Managers disclaims any and all responsibility and/or liability for the collection and/or transfer of information collected by such other third party web sites.

CONNECTION REQUIREMENTS

You are responsible for providing and maintaining, at your own option and expense, all hardware, software and communication lines required to access and use this website. We reserve the right to change the configuration at any time, so you are encouraged to review these Terms and Conditions regularly.

ACCEPTABLE USE POLICY

The following are not permitted on this website: Illegal use. Using this website to transmit any material (by email, uploading, posting, or otherwise) that, intentionally or unintentionally, violates any applicable local, state, national or international law, or any rules or regulations promulgated thereunder;

Harm to minors. Using this website to harm, or attempt to harm, minors in any way;

Threats. Using this website to transmit any material (by email, uploading, posting, or otherwise) that threatens or encourages bodily harm or destruction of property;

Harassment. Using this website to transmit any material (by email, uploading, posting, or otherwise) that harasses another;

Fraudulent activity. Using this website to make fraudulent offers to sell or buy products, items, or services or to advance any type of financial scam such as "pyramid schemes," "ponzi schemes," and "chain letters;"

Forgery or impersonation. Adding, removing or modifying identifying network header information in an effort to deceive or mislead, or attempting to impersonate any person by using forged headers or other identifying information;

Unsolicited commercial email/Unsolicited bulk email. Using this website to transmit any unsolicited commercial email or unsolicited bulk email, or facilitating unsolicited commercial email or unsolicited bulk email whether or not that email is commercial in nature;

Unauthorized access. Using this website to access, or to attempt to access, the accounts of others, or to penetrate, or attempt to penetrate, our security measures or another entity's computer software or hardware, electronic communications system, or telecommunications system, whether or not the intrusion results in the corruption or loss of data;

Copyright or trademark infringement. Using this website to transmit any material (by email, uploading, posting, or otherwise) that infringes any copyright, trademark, patent, trade secret, or other proprietary rights of any third party, including, but not limited to, the unauthorized copying of copyrighted material, the digitization and distribution of photographs from magazines, books, or other copyrighted sources, and the unauthorized transmittal of copyrighted software;

Collection of personal data. Using this website to collect, or attempt to collect, personal information about third parties without their knowledge or consent; Reselling the services. Reselling access, any content or any aspect of this website without our authorization; and

Network disruptions and unfriendly activity. Using this website for any activity which adversely affects the ability of other people or systems to use the website, including "denial of service" attacks against another network host or individual user, interfering with or disrupting other network users, network services or network equipment.

We may take any one or more of the following actions in response to actual or suspected violations above:

o issue warnings: written or verbal; o suspend posting privileges; o suspend or terminate the user's account; o charge the user for administrative costs and/or reactivation charges; or o bring legal action to enjoin violations and/or to collect damages, if any, caused by violations.

We may cooperate with legal authorities and/or third parties in the investigation of any suspected or alleged crime or civil wrong.

You also agree that you will not harvest or collect information about the users or members of the Site or use such information for the purpose of transmitting or facilitating transmission of unsolicited bulk electronic e-mail or communications.

RIGHT TO MONITOR

We neither actively monitor use of this website under normal circumstances, nor exercise editorial control over the content of any third party's website, electronic mail transmission, news group, or other material created or accessible through this website. We, in our sole discretion, reserve the right to remove any materials from this website that, in our judgment does not comply with the Rules of Conduct or is otherwise harmful, objectionable, or inaccurate. Phoenix Aviation Managers is not responsible for any failure or delay in removing such content.

TERMINATION

We, in our sole discretion, and without prior notice, may terminate your password, account (or any part thereof), access or use of this website, and remove and discard any content within the website, for any reason, including, without limitation, for lack of use or if we believe that you have violated or acted inconsistently with the letter or spirit of these Terms and Conditions or the purpose of this website. Phoenix Aviation Managers may also discontinue providing this site and service at any time, with or without notice.

MISCELLANEOUS

We may not be qualified to offer for sale in all jurisdictions where this website is accessible all of the products and services described in this website.

CONTACT INFORMATION

If you have any questions about this Privacy Policy, the operation of Phoenix Aviation Managers site, or your dealings with us, you may contact us at:

Phoenix Aviation Managers, Inc.
1990 Vaughn Road
Kennesaw, Georgia 30144
Phone: (770) 590-4950
Fax: (770) 590-0599

DISCLAIMER

All rights and remedies hereunder shall be cumulative and may be exercised singularly or concurrently. This site has been established for the benefit of Phoenix Aviation Managers its registered agents and brokers and other visitors. If you are a visitor to this Site or a user of our on-line quoting system, you may also have the ability to submit risks to Phoenix Aviation Managers, Inc.

Phoenix Aviation Managers will use reasonable efforts to respond to submissions from customers of Phoenix Aviation Managers within one business day, but may take longer. Phoenix Aviation Managers does not undertake to respond to any electronic mail, submissions or requests from visitors who are not registered agents or brokers of Phoenix Aviation Managers. There is no promise or undertaking implied or expressed by Phoenix Aviation Managers that it will insure any risk submitted through this site. By using this site, you acknowledge that it has been provided for the convenience of Phoenix Aviation Managers, Inc. Phoenix Aviation Managers reserves the right to refuse to underwrite or refuse to insure any risk submitted through the site.

We will use reasonable efforts to include accurate, reliable and up-to-date information, but make no warranties or representations as to the truth, accuracy, reliability, usefulness, timeliness and completeness of the information provided herein. IN USING THIS SITE, YOU SPECIFICALLY AGREE THAT YOU WILL NOT HOLD PHOENIX AVIATION MANAGERS LIABLE TO YOU OR ANY PARTY FOR ANY DIRECT, INDIRECT, SPECIAL OR OTHER CONSEQUENTIAL DAMAGES OF ANY KIND ARISING OUT OF: (1) YOUR ACCESS OR INABILITY TO ACCESS OR YOUR USE OR YOUR INABILITY TO USE OUR WEBSITE (2) YOUR RELIANCE ON THE INFORMATION PROVIDED ON THE PHOENIX AVIATION MANAGERS WEBSITE OR (3) FOR THE LOSS OF ANY DATA OR INFORMATION THAT YOU PROVIDE TO US; WHETHER THOSE DAMAGES ARE FINANCIAL IN NATURE OR RESULT FROM LOST, INCOMPLETE OR INTERRUPTED DATA OR TRANSACTIONS. THIS LIMITATION ON PHOENIX AVIATION MANAGERS LIABILITY MAY BE DIFFERENT IN CONNECTION WITH PARTICULAR PRODUCTS OR SERVICES THAT ARE OFFERED.

The products and services descriptions included are for the sole purpose of providing a general reference tool concerning the nature and type of products and services available. The descriptions are not intended to be relied upon by customers or by potential customers. The descriptions of policy and contract provisions in this web site provide a broad overview of coverages only. All coverages are subject to conditions, coverage limits, limits of liability, limitations and exclusions as contained in the relevant policy or contract. See the relevant policy or contract itself for an exact description of the coverage provided. If you are interested in a particular product or service, please contact an Underwriter listed on the website.

Users of this site are strongly advised to obtain and use appropriate anti-virus and security software. Because of the marked increase in the proliferation of computer viruses affecting the Internet, we want to warn you about infections or viral contamination on your system. It is your responsibility to scan any and all downloaded materials received from the Internet. We are not responsible or liable for any damage caused by such hazards to a user’s computer when they download documents from this Website. Phoenix Aviation Managers provides access to tools, including downloadable tools but does not guarantee their fitness for any purpose, their reliability, usefulness or compatibility with your computer.

The access provided to the tools on any Phoenix Aviation Managers site or service does not include any proprietary rights in the tools. The rights to any such tools shall at all times be retained by Phoenix Aviation Managers or its third party licensors. Although we will not knowingly infringe the rights of third parties, it makes no representation or warranty that tools provided do not infringe the rights of others.

By continuing to access this web site, and by submitting material to us, you agree that you shall have no recourse against Phoenix Aviation Managers for any alleged or actual infringement or misappropriation of any proprietary rights in your communication to us. By submitting material, you hereby confirm your understanding that you will not be entitled to any compensation or other remuneration because of our use or disclosure of such other similar or identical material. You hereby acknowledge that no fiduciary or confidential relationship exists between you and us, either now or by reason of your submitting any information to us, unless we have made and executed a separate written agreement to the contrary.

This agreement does not create a confidential relationship between you and us. We shall have no liability whatsoever for the results of your postings and submissions to this site or by means of this site.

We reserve the right at all times and in our sole discretion to change the products and services referred to on this website.

Choice of Law and Forum.

This agreement is governed by Pennsylvania law without regard to conflict of law provisions You expressly agree that the exclusive jurisdiction for any claim or action arising out of or relating to these Terms of Use or your use of the Site shall be filed only in the state or federal courts located in the State of Pennsylvania, and you further agree and submit to the exercise of personal jurisdiction such courts sitting in the aforementioned State with respect to such matters or otherwise between you and us, and waive your rights to removal or consent to removal.

Any provision of these Terms and Conditions that by their nature extend beyond the expiration of this agreement shall survive expiration or termination of this agreement and shall remain in effect until all such obligations are fully satisfied. If any provision of these Terms and Conditions or the application thereof to any party or circumstances shall, to any extent, are found to be unenforceable, the remainder of these Terms and Conditions shall remain valid and enforceable.